UK Dashboards

A] Prelude

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B] The Issue

Pensions dashboards are moving rapidly from design and implementation into live regulatory practice. The emphasis is now on being able to deliver accurate, timely value data, support reporting to the Money and Pensions Service (MaPS) and embed dashboards into mainstream governance.

C] The Details

The Pensions Regulator has updated its pensions dashboards guidance and published a blog ahead of the 31 October 2026 connection deadline, confirming that around three quarters of records are now connected to the MaPS digital architecture. It has also issued a market oversight report focusing on large schemes, which notes good progress on personal data and matching, but slower preparation on value data, particularly for defined benefit and hybrid schemes.

TPR is urging schemes to embed data quality into day to day operations, learn from MaPS user testing and agree on demand value calculation processes with their administrators to ensure they are ready to meet their dashboards duties.

D] TPR Initiative

TPR has also launched a regulatory initiative focussed on how DB and hybrid schemes are preparing value data. Of the approximately 2,600 schemes that must connect, around 2,000 are private sector DB and hybrid schemes, of which 240 will be reviewed. These schemes are more exposed as they are not required to issue annual benefit statements and therefore values may be out of date.

TPR expects value data to be recent (calculated within the last 12-13 months), accurate and capable of being returned within statutory timescales (seconds for pre calculated values, three days for DC benefits and ten days for other benefits where a fresh calculation is needed).

E] Reporting Standards

The Pensions Dashboard Programme (PDP) has finalised updated reporting standards. This moves the regime away from ad-hoc provision of records to daily automated reporting of data by schemes and providers to MaPS. Under the current standards, schemes must generate and retain records, making them available on request. Under version 2.2 there will be mandatory daily reporting, with an implementation date of 1 March 2027.

PDP still expects most directly connected organisations to be capable of daily reporting by late 2026, whereby organisations that have not implemented daily reporting must submit data manually and provide coverage data on request. Subject to Secretary of State approval, the updated standards will formally come into force on 1 March 2027.

F] Practical Guidance

PASA has issued practical guidance to help schemes run pensions dashboards properly on an ongoing basis. It explains how schemes should match savers to their pensions when a dashboard sends a “find request”, how they should provide up to date value information when a saver makes a “view request”, and how they should meet MaPS’ standards on how they stay connected to the dashboards system.

The guidance highlights key metrics to monitor, where to get the data and examples of common problems, and reminds schemes that some issues may be serious enough to report to TPR under its General Code and dashboards enforcement policy.

PASA has also published a short note on how to use the “survivor benefit” flag in dashboard data, so that pensions which provide benefits to spouses or dependants after a member’s death are identified and treated consistently across schemes.

G] Conclusion

Dashboards are now clearly being treated by regulators and industry bodies as a permanent feature of pensions governance, with 31 October 2026 seen as the starting point rather than the finish line.

Trustees, providers and administrators in scope of the programme should therefore treat value data readiness as a core governance priority, particularly for DB and hybrid schemes, and test that they can consistently meet statutory turnaround times with robust, on demand calculation processes agreed with administrators.

They also need to plan and invest for daily reporting to MaPS by March 2027, ensuring systems, controls and security can support automated data flows and any interim manual reporting, while embedding PASA’s suggested indicators and breach escalation processes into routine management information and aligning breach reporting with TPR’s General Code, including consistent use of survivor benefit flags.

Overall, dashboards should be seen as part of a broader shift to a more data driven, outcomes focused pensions environment, requiring sustained investment in data, systems and governance rather than one off compliance projects.

H] EIOPA’s Perspective

As EPH we are always interested to see what the EU’s regulatory pension and insurance authority called EIOPA has to say about an issue and what their policy is.

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(Sources: Simmons & Simmons/EPH)